Coming soon · Private beta Q1

Coverage decisions
automated.
Trusted by adjusters.

CovrLogic is the AI coverage engine that parses policy forms, endorsements, and state regulations into auditable, real-time claim decisions — collapsing days of manual review into minutes.

4
Perils evaluated
auto-extracted per claim
<8s
Per coverage check
form + endorsements + state regs
100%
Auditable
every decision cites form & clause
HO-3 Special FormHO 04 96 EndorsementWindstorm exclusionsState Reg deltasCoverage A · DwellingLoss of UsePersonal LiabilityAuto-saved on changeAudit trailHO-3 Special FormHO 04 96 EndorsementWindstorm exclusionsState Reg deltasCoverage A · DwellingLoss of UsePersonal LiabilityAuto-saved on changeAudit trailHO-3 Special FormHO 04 96 EndorsementWindstorm exclusionsState Reg deltasCoverage A · DwellingLoss of UsePersonal LiabilityAuto-saved on changeAudit trail
01 · Claim Workspace

One file. The entire lifecycle.

Insured info, weather, policy, documents, coverage, financials — every adjuster decision in a single auditable workspace. Coverage is auto-evaluated against the form and active endorsements the moment a peril is identified.

  • Peril-by-peril coverage determination
  • Citations linked to form, section, clause
  • Day counter against state response windows
CovrLogic claim workspace showing coverage determinations
CovrLogic policy form parsing with endorsements and exclusions
02 · Policy Intelligence

Every clause, structured.

We ingest the declarations, the form, and every active endorsement. Exclusions like "Screened Enclosure & Carport" are extracted with their definitions, affected coverages, and trigger conditions — ready to be reasoned about.

How it works

From thousand-page policy to one-line answer.

I
Ingest

Forms, endorsements, declarations, state regulations — parsed into a structured coverage graph.

II
Reason

Match perils from the loss inspection against coverages, exclusions, and conditions.

III
Cite

Every Covered / Declined decision links back to the exact form, section, and clause.

IV
Adapt

State regulation updates flow into active claims with diff'd impact on response windows.

For investors

A category-defining bet on structured insurance AI.

The P&C industry spends $80B+ annually on claims handling. CovrLogic compresses the highest-leverage minutes of that workflow — coverage determination — into an auditable, regulator-friendly engine.

$80B
Annual claims handling spend, US P&C
11d
Avg coverage decision turnaround today
47%
Of adjuster time on policy review
1:1
Citation per decision, by design
Early access

Be first when CovrLogic opens.

Carriers, MGAs, TPAs, and investors — drop your email. We'll share the demo and roadmap.

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